WHO WE ARE
THE FINANCE BOUTIQUE
GENERALFINANCE has operated in the financial sector since 1982, in Biella and Milan. For forty years it has provided enterprises with “custom-made” financing solution through the credit of trade receivables (as provided by the so-called “Law on factoring”, No 52/1991), and by managing them prudently. Such an approach allows clients not only to obtain the mobilisation of credits, but also to benefit from a proven improvement of the collection times, besides a considerable reduction in insolvency cases.
GENERALFINANCE provides flexible services to address a company’s issues related to credits, that can also involve clients and suppliers.
GENERALFINANCE offers specific professional expertise to provide financial support to companies “in crisis”, from the emergence of the first difficulties to the end of the restructuring process. It assists its clients during the organisation phase and the implementation of all the procedures provided by the sector’s regulation. It also supports them afterwards, once the crisis is over.
AREAS OF INTERVENTION
CUSTOMERS in BONIS
Interventions to support both small and medium-sized enterprises (minimum annual turnover of generally not less than 2 million euros) as well as larger and more structured companies, through suitable lines – for amounts and operational methods – for the mobilization of the entire business working capital.
Sectors of activity of the transferors and characteristics of the transferred debtors:
- Consolidated specialization in supporting the manufacturing industry in general, services, retail and wholesale trade.
- Disposal of tax credits.
- Willingness to evaluate financing proposals in various fields of activity, provided that they involve the disposal of commercial/tax credits resulting from the provision of goods or services.
- Assigned debtors both domestic and foreign, both private (legal entities) and public (territorial authorities, ASLs, Ministries).
CUSTOMERS in Special Situations (DISTRESSED)
We intervene to support companies in financial distress and/or crisis, within the framework of restructuring procedures and crisis management tools:
- Negotiated composition of the crisis
- Preventive agreement
- Debt restructuring agreements
- Certified recovery plans
- Extraordinary administrations of large insolvent companiesPhases of extrajudicial negotiation of agreements with creditors
- Newly established companies resulting from restructuring/reorganizationSituations of managerial/industrial turnaround, also alongside extraordinary operations or structured finance.
Membro di
DOWNLOAD
Download our company profile
CASSA DEPOSITO E PRESTITI - FACTORING CEILING
Generalfinance S.p.A. has signed a financing agreement with Cassa Depositi e Prestiti (CDP), adhering to the CDP factoring credit line, as provided for in the recently signed agreement between the latter and Assifact to support SMEs and mid-caps.
This agreement allows Generalfinance to access, through Cassa funding, financing for the purchase of trade receivables assigned by its customers, at competitive terms.
With this new initiative, Generalfinance intends to strengthen the availability of credit to support the working capital of SMEs and medium-sized enterprises.
THE MAIN MILESTONES OF GENERALFINANCE
Are you a company?
Contact us at this email address:
[email protected]
Are you a professional, a consultant or an advisor?
Contact us at this email address:
[email protected]